accident · najm · insurance · 6 min read
What to Do After a Car Accident in Riyadh: Najm, Police, and Towing Step by Step
A calm, step-by-step guide to handling a car accident in Riyadh: safety, Najm report, insurance, and getting your car towed to an approved workshop.
August 20, 2026

1. Get to safety first
Switch on your hazard lights. If the cars can move and nobody is hurt, pull to the hard shoulder or the nearest safe spot. If anyone is injured, call 911 before anything else.
2. Call Najm on 920000560
Najm handles accident reports in Riyadh for insured vehicles. Give your location, plate numbers, and a short description. A Najm agent will attend, photograph the scene, assign responsibility, and issue the report you need for your insurance claim. Do not move the cars until Najm says so unless they are blocking a highway.
- Have your istimara, driving licence, and insurance details ready
- Take your own photos of both cars, plates, and the road
- Exchange phone numbers with the other driver
3. Decide where the car should go
If your car cannot be driven, your insurer will usually name an approved workshop. If you have third-party cover only, choose your own workshop or dealer. Tell the tow company the exact destination so the price is fixed before loading.
4. Book the tow on WhatsApp
Send your live location, a photo of the damage, and the destination. You will get a fixed price within minutes. A hydraulic flatbed with a winch can load cars that cannot roll, and the driver will photograph the car before loading for your insurance file.
5. Keep every document
Keep the Najm report number, the towing receipt, and all photos. Most comprehensive policies reimburse towing to an approved workshop, and some cover a replacement car while yours is repaired.
Need a tow right now?
Send your location on WhatsApp and get a fixed price in minutes, 24/7.
Related questions
Do I always need Najm?
For any accident involving another vehicle on a public road in Riyadh, yes. For a single-car incident such as hitting a barrier, call the traffic police (Muroor) or your insurer for instructions.
Can I tow the car before Najm arrives?
Only if it is blocking traffic dangerously and the police instruct you to. Otherwise wait, because the report depends on the scene.


